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Why get approved for a loan now?
Here are a few reasons:
1. You will know your credit is good.
2. You will know how much home you can afford and how much your financing will cost.
3. You will have time to shop around for your best financing.
4. You will be ready to move on the right home when you find it.
5. Being pre-approved shows a home seller that you are serious.
6. Sellers will be more likely to accept your offer over buyers that don't have their financing in place.
7. There is less time delay and less surprises for both you and the seller.
8. Your closing date will probably not be delayed due to financing delays.
9. You won't be disappointed and loose your bid for the perfect home simply because you were not ready.
10. Many REALTORS are reluctant to work with home buyers without knowing their ability to purchase.
11. Pre-approval is free, fast and you will have your best rate and closing costs.
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